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Don't Have an Attorney

file bankruptcy without attorney


eSR is an online tool to help individuals complete a chapter 7 bankruptcy petition when they have decided to file bankruptcy without an attorney. Click here to learn more about this new online tool.


Before you file

Bankruptcy can have serious long-term consequences. A lawyer can explain to you what may happen as a result of filing for bankruptcy and what your options are. If you do file for bankruptcy, a lawyer can help protect you, your family, your home and your possessions.
Find a lawyer [English] [Spanish]

Individual debtors (not business debtors) must complete a Credit Counseling course before filing for bankruptcy (more info)


Approved Credit Counseling Agencies

Bankruptcy Basics Videos

After you file

What to look for once I've filed

Learn how to receive orders and court-generated notices electronically


[English] [Spanish]

Individual debtors (not business debtors) must obtain a Financial Management certificate before a discharge can be granted (more info)

Approved financial management courses

Reaffirmation Hearing Information [English] [Spanish]

California State Bar Information

Finding the Right Lawyer

Problem With a Lawyer


How to cancel a reaffirmation agreement

What to do if being sued by a creditor [English] [Spanish]

Answer instructions for self-represented (pro se) debtors


Survey regarding Self-Help Resources

Encuesta Sobre Recursos de Autoayuda

Filing for bankruptcy without an attorney

Can you recommend an attorney?

Free or Low Cost Bankruptcy Help

Los Angeles Division
[English] [Spanish]
Riverside Division
[English] [Spanish]
Northern Division
[English] [Spanish]
Santa Ana Division
[English] [Spanish]
San Fernando Valley Division
[English] [Spanish]
Coachella Valley Bankruptcy Clinic
[English] [Spanish]
Paso Robles Bankruptcy Clinic
[English] [Spanish]
Help Contact List (District Wide) [English] [Spanish]

Other Helpful Resources:

Free Legal Clinic (Karsh Center)

Public Counsel

Public Counsel - Useful Materials

Legal Aid Foundation of Los Angeles

Legal Aid Society of Orange County

Bankruptcy Videos:

Overview of Chapter 7 Bankruptcy and Alternatives to Bankruptcy

Credit Counseling Requirements
[English] [Spanish]

Personal Financial Management
[English] [Spanish]