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Don't Have an Attorney

Official Time of Filing

The official time of filing is when a document is entered and docketed in CM/ECF,  regardless of the filing method (in person, electronically through CM/ECF, through eSR or EDB, or placed in physical drop box).

file bankruptcy without attorney


eSR is an online tool to help individuals complete a chapter 7 or chapter 13 bankruptcy petition when they have decided to file bankruptcy without an attorney. Click here to learn more about this online tool.

Due to the COVID-19 Pandemic, See Important Information Regarding Filing Fees for Self-Represented Litigants:

The Court is not accepting cash at this time. Please do not mail cash. The Court will accept payment by U.S. Postal Service money orders and cashier’s checks issued by an acceptable financial institution. See General Orders for further details.

All petitions from self-represented parties through the mail or electronic Self-Representation (eSR)  are automatically granted a fee installment so that the full required filing fee is due no later than 10 days after the filing of the petition.

If you are a renter having trouble paying your rent or a landlord who has lost rental income due to challenges presented by the COVID-19 pandemic, help may be available through funding that the U.S. Treasury is providing. Emergency Rental Assistance programs are described on the U.S. Trustee’s website.

The Help Desk in Your Area May Offer Remote Service Only

In response to COVID-19, Help Desk operation may be impacted in your area.  Updates to the “Free or Low Cost Bankruptcy Help” information (lower right of this web page) will be entered as soon as the Court receives new information.