Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information.

Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same.

In some cases, a debtor may be required to appear at hearings before a bankruptcy judge.

Credit Counseling Requirements

This video provides general information to creditors about filling out and filing a Proof of Claim with the Court.  A Proof of Claim is a written statement and any supporting documentation which describes the reason the debtor owes the creditor money.  The claim must be filed using Official Form 410.

Watch this video to learn how to use the Electronic Self-Representation (eSR) Bankruptcy Petition Preparation System to file a Chapter 7 or Chapter 13 bankruptcy petition.

Virtual court matters, such as evidentiary hearings, can be conducted efficiently utilizing electronic exhibits pre-circulated to all parties. This method of presenting documents can avoid the need to screen share in ZoomGov altogether or can be utilized to provide additional support while presenting through ZoomGov.

Please note, each judge has his/her own procedures for electronic submission and use of exhibits. Consult the judge’s trial procedures for the exact requirements. For instance, often judges expect the parties to make good faith efforts to resolve all evidentiary issues prior to the pretrial conference or trial date. Additionally, in term of sharing exhibits with parties, the required number of days in advance of the pretrial conference or trial date will likely differ so remember to always refer to the Judge’s trial procedures for the actual number of days.Art of the Possible Preparing Exhibits

Art of Possible Series

Virtual court matters may require exhibits to be presented live, instead of being submitted to all parties ahead of time, depending on the preference of the judge. This may include evidentiary hearings, adversary proceedings, lawsuits, or other matters. In this video, you will see how to use the share screen function in Zoom and a document camera to present paper-based documents.

Art of the Possible Series

In this video, you will see how to use the share screen function in Zoom to present documents on your computer.

Art of the Possible Series